Legal, Security and Privacy

Important Notice. We want you to use and enjoy our web site, but it is important that you take a moment to read the information below.

Responsibilities. We are committed to protecting the security of our customers' funds, as well as the confidentiality of personal and financial information within the web server hosting our web site(s) and our internal computer systems. Please note that unencrypted e-mail communications over the Internet are not secure (i.e. private) at this time. We are not liable if you send information to us over the Internet using regular, unencrypted e-mail and that information subsequently becomes public through no fault of ours.

Disclaimer of Liability. All text, content, advertisements, names, logos, icons, designs, photographs, graphics, etc. (the "Information") is provided on an AS IS basis and no warranty is made, either express or implied, as to the merchantability, title, quality or fitness of the Information for any particular, specific or general purpose or use. Bank of Montreal disclaims all liabilities or responsibilities of all or any damage caused to computer systems, hardware and/or software resulting from the use of the Information, which include damage done by computer viruses or other items or forces of an intrusive, disruptive or destructive nature.

Available Only Where Permitted by Law. The products and services described in this web site are only offered in jurisdictions where they may be legally offered for sale.

Agreements. All products and services of BMO Bank of Montreal and the Bank's subsidiaries and affiliates are subject to the terms of the applicable agreements.

Use of Information. The information contained on this web site is not intended to provide legal, accounting, financial or tax advice for any individual and should not be relied upon in that regard.

Personal Data. By using this web site and providing information (which may be data or personal data under the Personal Data (Privacy) Ordinance (Cap. 486) (Hong Kong) electronically to BMO Bank of Montreal, you acknowledge and agree to the collection of such data, its use for purposes of registering you for seminars, providing you with information on services and products which the BMO Bank of Montreal or its subsidiaries and affiliates offer.

Trademarks. Certain names, graphics, logos, texts, photographs, advertisements, icons, designs, words, titles or phrases at this web site may constitute trade names, trademarks or service marks of BMO Bank of Montreal or other entities. Trademarks are registered in the applicable jurisdictions. The display of trademarks on pages at this web site does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission or other copying or modification of trademarks and/or the contents herein may be a violation of applicable laws, trademark and/or copyright laws and could subject the copier to legal action.

®*-- BMO Bank of Montreal is a licensed user of the registered trademark and design owned by MasterCard International Inc.

© Copyright BMO Bank of Montreal 1996, 1997, 1998

Unauthorized use of the Bank's logos and/or name or trade names or the information, format or text of this web site is prohibited.